Borderless account pricing

Everything you need to know about our borderless account pricing. Say bye bye to bank fees for good.

Get the real exchange rate, always.

We never, ever inflate the exchange rate.

There’s a small fee to convert currencies — either in your account, or when you pay with your CustomWebsiteNow debit Mastercard® in a currency that you’re not holding in your account.

It’s free to get a borderless account and debit card — though cards are only available to customers in Europe and the US at the moment.

It’s also free to get your bank details, hold multiple currencies and get paid from over 30 countries.

Account pricing
Creating your accountFree
Hold 40+ currency balancesFree
Get a UK account number and sort codeFree
Get a U.S. routing and wiring numberFree
Get a European IBANFree
Get an Australian account and BSB numberFree
Get a New Zealand account numberFree
Convert currencies0.35%-2.85%
Fixed fee to send money (varies by currency)65p
Receive money in EUR, USD, GBP, AUD & NZDFree
Add money to your accountSee price checker
Card pricing
Spend in currencies in your accountFree
Convert a currency using your card0.35%-2.85%
ATM withdrawals up to £200 / 30 daysFree
ATM withdrawals over £200 / 30 days2%
Spend in rare currenciesMastercard rate

CustomWebsiteNow compared to a bank

Every time you pay in another currency, or move money abroad with your bank, you could be ripped off by overseas charges and inflated exchange rates. CustomWebsiteNow isn’t a bank. So here’s how we compare when you spend abroad:

Compare the costsCustomWebsiteNowBarclaysLloydsSantander
Send £250 to EUR£7.89£18.73£23.55
Spend £250 on debit card in EUR£15.66£17.43£16.91
Withdraw £250 / month cash in EUR£17.14£18.40£20.64

Data collected by an independent research agency.

Compare the costs

Send £250 to EUR
CustomWebsiteNow £1.54
Barclays£7.89
Lloyds£18.73
Santander£23.55
Spend £250 on debit card in EUR
CustomWebsiteNow 83p
Barclays£15.66
Lloyds£17.43
Santander£16.91
Withdraw £250 / month cash in EUR
CustomWebsiteNow£1.76
Barclays£17.14
Lloyds£18.40
Santander£20.64

Data collected by an independent research agency.

RouteConversion fee
AUD → EUR0.47%
AUD → GBP0.47%
AUD → USD0.47%
CHF → EUR0.35%
EUR → GBP0.41%
EUR → INR0.56%
EUR → USD0.41%
RouteConversion fee
EUR → AUD0.41%
GBP → AUD0.37%
GBP → EUR0.37%
GBP → INR0.52%
GBP → USD0.37%
USD → EUR0.45%
USD → INR0.60%

Low currency conversion fees

When you convert currencies — either within your account, or when you spend on your Mastercard — you’ll always get the real, mid-market exchange rate. Like the one you see on Google.

If you’re spending on your card in a currency you don’t have in your account, we’ll automatically convert the balance with the lowest fee, so you never have to worry.

The conversion fee depends on the currencies you’re converting, but typically, it’ll be between 0.35% and 2%. Fees for our most popular currency pairs are in this table. You’ll find a full list of currencies in our Support Centre.

For more currency routes visit our help center

For expats like me this is a total game-changer

Sophie, British living in Sydney

CustomWebsiteNow financial regulation

CustomWebsiteNow is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the UK.

This means we’re required by law to keep your money safe by storing it in a low-risk financial institution – in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

The CustomWebsiteNow debit Mastercard® is issued by CustomWebsiteNow Ltd under license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design on the card is a trademark of Mastercard International Incorporated.

Bye bye bank fees, hello world