The new and improved TransferWise for Business.

A free business account to send and receive multiple currencies with the real exchange rate. Do business without borders.

Pay invoices and people abroad
Receive money with no fees
Seamlessly integrate with Xero
Spend with a free debit card

TransferWise works for everyone.

Freelancers, entrepreneurs, or sole traders

Get an alternative to an overseas bank account. Invoice like a local, avoid fees on Upwork, and spend on a debit card.

Small- to medium-sized businesses

Open a self-service account to send, spend, and receive multiple currencies, and make batch payments.

Large or enterprise level businesses

Contact us about our API and let’s set up a payouts solution to power your large cross-currency volumes of payments.

International payments, 19x cheaper.

Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 40 currencies — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your account balance. Your recipient doesn’t need a TransferWise account to receive their money.

Send money today →

Receive money with zero fees.

Get your own UK, Eurozone, Australian, New Zealand, and US bank details for free in minutes — without a local address. Use them to get paid or withdraw money from platforms like Amazon for free.

Hold that money in your account for future payments or move it to your bank.

Get started →

Spend anywhere with no hidden fees.

Use your TransferWise Business Mastercard® to pay business expenses and spend online or in-store all over the world.

If you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get my account and card today →

19x cheaper than PayPal.

PayPal inflates exchange rates when you send and receive international payments, making it hard to see what you’re actually being charged. Here’s an honest comparison to show how much you can save with your TransferWise for Business account. Check out the research

Compare the costsTransferWisePaypal
Cost to create account$0
Monthly account fees$0
Send or pay $2000 to GBP$73.78
Send or pay $2000 to EUR$70.48
Receive a $2,000 payment in GBP£66.88
Receive a $2,000 payment in EUR€76.53

Learn more about our pricing

Compare the costs

Cost to create account
Monthly account fees
Send or pay £2000 to EUR
Send or pay £2000 to USD
Send or pay €2000 to GBP
Send or pay A$2000 to GBP
Receive a €2000 payment in GBP
Receive a $2000 payment in GBP
Receive a A$2000 payment in GBP

Learn more about our pricing

The features your business loves.

Xero integration

Connect with Xero and your favorite accounting tools.

Connect now →

Batch payments

Make multiple payments in one go with ease.

Learn more →

Open API

Automate payments and workflows with our API.

Explore our docs →

Monthly statements

Download statements for every balance you hold.

Get started today →

By the people who made Skype
Richard Branson is a key investor
4 million customers globally
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A powerful open API.

Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.

Explore our docs →.

Coverage around the world.

You can send money to 70+ countries, and receive and hold 40+ currencies.

You also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.

See what currencies we cover →.


It’s free to set up your TransferWise for Business account.

It’s free to get international bank details and free to receive money using your bank details.

There’s a cheap, transparent fee to convert between currencies — either in your account or if you spend on your TransferWise Business Mastercard® in a currency you don’t have in your account.

When you convert money in your account it’s always with the real exchange rate, and you always see our low, transparent fee up front so there’s never any surprises. And if you spend on your Business Mastercard in a currency you don’t have, it autoconverts the balance with the lowest fee, so you never have to worry.

There’s a small fixed fee to withdraw funds from your TransferWise for Business account to another account in the same currency.

This is the lowest we can charge to cover costs, and we’re committed to getting the fee down over time.

Learn more about our pricing →

We use the real exchange rate plus a small conversion fee when you convert a balance in your account to a different currency.

A full list of our currencies and pricing is available here →

No. When you send money with TransferWise for Business it goes directly into your recipient’s bank account.

Business without borders

Open a free account in minutes.